One of my families is an elderly couple.  The wife is 73 and the husband is 64.  They work full time, five days a week…

As people lose their jobs, transition to new careers, retire or keep their money in a bank savings/CDs etc.,  they are often left with 401K plans, 403Bs  and other investment…

Recently I met with a client who wanted me to help with her life insurance and investment plan.  She wasn’t quite sure what type of life insurance…