Spring is a wonderful time to create new family habits for a fresh start.  Some people consider spring time the real new year.  Here are some tips for creating new habits for your family: 1. Commit to Thirty Days – Three to four weeks is all the time you need to make a habit automatic. […]

Under the Bankruptcy Code you have a right to a fresh start. General Motors did it and got their “Fresh Start,” why shouldn’t you? Think of it as your bail out. It’s just that you have had this bail out since the 70’s.